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FinTechCase Study

Ajopro 3.0

Digital cooperative management - savings groups, contributions, payouts, and financial records with total transparency.

app.ajopro.com/groups
Ajopro 3.0 product screenshot

Overview

Cooperative finance, digitized.

Ajopro 3.0 is a digital contribution and cooperative platform for managing savings groups, member administration, contributions, payouts, and financial records - bringing transparency to a system that traditionally runs on trust and notebooks.

Our role
Product Redesign - Version 3.0
Industry

FinTech

The challenge

Cooperative savings groups manage real money with paper records: contributions go untracked, payout orders spark disputes, and administrators drown in manual reconciliation.

Discovery & research

We studied how savings groups actually operate - rotation rules, trust dynamics, dispute patterns - and designed for the administrator first, since their confidence determines whether a group adopts the platform.

The solution

Transparency as a feature.

We built a platform where every contribution, payout, and balance is visible to every member in real time. Automated collection, scheduled payouts, and generated reports remove the manual work that created disputes.

01DiscoveryStakeholder workshops, competitive analysis, and user research to frame the real problem.
02DefinitionProduct strategy, prioritized roadmap, and success metrics agreed with stakeholders.
03DesignFinancial dashboard design that makes group health legible to admins and members alike.
04ValidationCycle simulations with real group data validated payout logic and notification timing.

Key features

What we shipped.

Member ManagementOnboarding, roles, and standing for every group member.
Contribution TrackingAutomated collection with real-time visible balances.
Payout SchedulingRotation-based payouts executed and recorded automatically.
Financial ReportsCycle summaries delivered to all members automatically.
NotificationsSMS and email alerts for contributions, payouts, and deadlines.
Financial DashboardGroup health, arrears, and history at a glance.

Business impact

Results that matter.

Ajopro simplifies cooperative operations and increases transparency - fewer disputes, cleaner records, and groups that can grow beyond the limits of paper administration.

Technologies
ReactNode.jsPostgreSQLPaystackTwilioAWS

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